Marti Kilby, CRS

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Show Houses in the Rain? Absolutely!

For most real estate agents, a rainy day means no showings. It is after all uncomfortable for buyers messing with wet umbrellas and no agent likes to get drenched trying to open a lock box.


On the other hand, there is a huge upside. I love showing homes in the rain because you get to see many of the home’s systems in action. Here are some things to look for that are not revealed on a sunny day:


Is the roof leaking? As you walk through the home, be on the lookout for wet spots on the ceiling...

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Ready for a different approach to the New Year?

Think back to a year ago. If you’re like most people, you made resolutions and plans to make 2022 the best year ever! Maybe you were going to exercise more, eat less or slay your competition at the office. And it’s likely that most of those resolutions dissolved sometime during the first quarter of the year leaving you once again facing a New Year perhaps feeling a bit frustrated with the progress you’ve made.


Well, first, let me congratulate you! You’re here to celebrate another...

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Quick Tips for a Crazy Real Estate Market


Welcome to Crazy Town. A year ago, if you had told me the current rate for a 30-year mortgage today would be 6.7%, I would have called, “Impossible!” But here we are folks. The Feds are apparently ready to throw the real estate market under the bus to curb inflation. Rates this high drastically reduce a buyer’s spending power which was already stretched, and sellers will just have to have a bit of a reality check as the ridiculously high prices from spring and early summer start...

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Protect Your Property Rights

The San Diego County Recorder’s Office is now offering a new, free service that will help anyone owning property in the county protect the title to their properties. When you sign up for the Recording Notification Service you will be notified by email whenever a document is recorded that is attached to your name and Assessor Parcel Number (APN). So, for instance, if a contractor working on your kitchen remodel files a Mechanic’s Lien, or the IRS files a lien for back taxes, you would be...

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Are San Diego Home Prices Finally Coming Down?

In the wake of rising interest rates in June, many would-be home buyers retreated to the sidelines, hopeful that fewer buyers might result in price reductions. While that might be true in some markets, it is unlikely in San Diego where July single family home prices increased by 9.8% compared to a year ago. The driving force behind the high prices remains inventory – demand in San Diego County still outpaces supply. New listings for July fell by 19.3% year over year and closed sales were down...

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Did Your Home Make More Than You Last Year?

If you’re an average homeowner in San Diego County, the answer could be “yes”. The median annual income in the county was $54,703, and in 2021 the average increase in home value was $160,493! San Diego County saw the nation’s third highest appreciation behind only San Jose and San Francisco.

So, what does that mean? Home equity is the largest source of wealth for most U.S. families, so the spike of the last couple of years has been a financial boon, especially for those selling...

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San Diego County Wineries…Bet You Didn’t Know…

Fun Facts about San Diego County Wineries

History

  • California wines, now world renowned, got their start over 200 years ago right here in San Diego when the Franciscan priests cultivated grapes at the first California mission, San Diego de Alcala. 
  • Vineyards flourished in the area until devastated by flooding in 1916, followed by WWII and prohibition which collectively wiped out the industry.
  • Wineries didn’t begin a comeback in San Diego County until the early 1990s. From that point forward,...
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Will Rising Interest Rates Slow Housing Demand?

My short answer is “No”. Last year saw mortgage interest rates hit historic lows, but this week we are seeing a small increase with the average for a 30-year fixed mortgage at 3.14%. Obviously, higher rates mean you pay more for a home both monthly and in the long term, and in a balanced market this might begin to slow demand. However, inventory is so low it is doubtful rising rates will have a major slowing effect.


As the year progresses interest rates are expected to continue to rise...

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It’s Easy to Sell my Home in this Market, right?

With most homes on the market receiving multiple over asking price offers within days of being listed it is easy to assume that selling your home is a piece of cake. This has some homeowners scratching their heads thinking, “Dang, I can sell this myself and save thousands on commission. Why do I need a Realtor?”


Listing your home for sale by owner means you are willing to manage a transaction worth hundreds of thousands of dollars with no experience. Here’s 5 reasons why that is...

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Is Now a Crazy Time to Buy a Home in San Diego?

Congratulations San Diego! You just became the least affordable city in California. Based on income and single-family home prices, San Diego has surpassed Los Angeles and even San Francisco in being unaffordable, according to a study by OJO Labs. So is it possible to buy a home here in America’s Finest City, or does it even make sense?


Let’s do the math.  The average income in the county is a bit over $68,000 and the median home price is $764,000. A 10% down payment would be $76,400...

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