If you’re an average homeowner in San Diego County, the answer could be “yes”. The median annual income in the county was $54,703, and in 2021 the average increase in home value was $160,493! San Diego County saw the nation’s third highest appreciation behind only San Jose and San Francisco.

So, what does that mean? Home equity is the largest source of wealth for most U.S. families, so the spike of the last couple of years has been a financial boon, especially for those selling...